Tricount is free because a bank bought it. SplitRite is free because we believe expense splitting should just work. No bank agenda.
Tricount was acquired by bunq, a European neobank. The app now serves as a customer acquisition funnel for bunq's banking products. That's fine if you want a bank account. Less fine if you just want to split a dinner bill.
Lose cell signal on a camping trip or in a foreign country without data? You can't add expenses until you're back online. On actual trips, this is a real problem.
The app's future development is driven by bunq's business priorities, not by what expense-splitting users actually want. Features that help sell banking products take priority over features that help you split costs.
| Tricount | SplitRite | |
|---|---|---|
| Price | Free (ad for bunq) | Free |
| Offline mode | No | Yes |
| Who controls the roadmap | bunq (neobank) | Independent |
| Multi-currency | Yes | Yes |
| Real-time sync | Yes | Yes |
| Native mobile app | Yes | Yes |
| Data used for banking cross-sell | Yes | Never |
Free is great until you realize you're the product. Tricount is a lead generation tool for a bank. Your spending data helps bunq understand your financial habits and target you with banking offers.
SplitRite does one thing well and charges you honestly for it. completely free. No data mining. No banking cross-sell. No wondering why the app is free.